Financial Planning for Individuals, Families and Small Business
Managing wealth is a full-time job. It’s our job, so you can spend your time and your money the way you want.
We start with a financial plan to understand where you’re headed, as well as your risk tolerance, time horizon, and cash flow needs. We then work with you to invest your assets against your goals.
To support every day of your life, we draw from a financial planning toolbox filled with valuable strategies. We choose among low-cost ETFs, custom indexing (for tax-loss harvesting and/or Environmental, Social and Governance preferences) and possibly cryptocurrency. It is there to tap when your plan and your portfolio call for new solutions.
And as your life evolves, we also offer distinct service structures so you can work comfortably with us throughout all your life stages.
OUR SERVICES
Financial planning with a CFP®
Ongoing planning recommendations (e.g., retirement, college, charitable giving, insurance)
Life income planning
Asset map
Annual tax planning meeting
Access to financial planning tools
Ongoing education
OUR APPROACH
Life-Stage Planning
Where you are in life guides how you should view and manage your wealth. That’s why we look at life stages that help define what aspects of wealth you should be focusing on to help you meet your goals now and in the future.
Accumulation Stage
Working to build wealth and save for the future
Balance competing financial priorities
Manage career, children, home and future
Want to simplify finances and make sure they’re making progress
Optimizing employee benefits
Build emergency fund
Capitalizing on prime earning years
Tax optimized investing
Transition Stage
Getting close to retiring
Adjusting emergency fund
Stepping away from work – how to think about replacing income
Relocating to enjoy next phase of life
Funding bucket list items
Adjusting long-term investment to support retirement
Deaccumulation Stage
Healthcare
Downsizing
Social Security
Reducing taxes
Understanding investments and income
Legacy for family/estate planning